Patients

Billing

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Inpatient medical imaging services

Costs relating to diagnostic imaging examinations performed during an inpatient admission can generally be claimed against your private health insurance.

Health Funds which have a ‘No-GAP’ agreement with Lumus Imaging

The Health Funds listed in the table below have a ‘No-GAP’ agreement with Lumus Imaging. meaning that you will NOT have an out-of-pocket expense (gap fee) for any Medicare eligible inpatient examinations.

Lumus Imaging will submit claims to your Health Fund on your behalf. If an examination that is not eligible for Medicare is requested, you will be advised of the out-of-pocket expense and will be required to sign a financial consent form.

Private health funds with no agreement & health fund unknown

If your Health Fund is not listed in the table below, then you will have an out-of-pocket expense (gap fee) for inpatient Medical Imaging services.

Lumus Imaging will submit claims to your Health Fund on your behalf. After payments from Medicare and/or your Health Fund are received, you will be sent an invoice for the remaining gap fee.

How Much Will My Scan Cost?

Your estimate is based on the Medicare Benefits Schedule (MBS) item number linked to your referral. This determines:

  • Your Medicare rebate
  • Whether your scan is bulk billed
  • Any out-of-pocket (gap) fee

Final costs may change slightly on the day if your referral needs to be reviewed or additional imaging is required for accurate diagnosis.

Payment Information
  • Payment is required on the day if a gap fee applies
  • We process your Medicare rebate at the clinic (if eligible)
  • Accepted payments: EFT, Visa, MasterCard and cash

Is My Scan Bulk Billed?

Bulk billing is available for some patients and services, including:

  • Pensioners and concession card holders (at participating sites)
  • Selected Medicare-eligible scans

What Affects Medicare Coverage?

Eligibility depends on:

  • MBS item code (service must be listed)
  • Clinical reason meeting Medicare criteria
  • Age requirements (for some scans)
  • Referrer type (GP vs Specialist)

MRI Costs

MRI pricing varies based on:

  • Whether the MRI unit is Medicare-licensed
  • The referring doctor (GP or Specialist)
  • The clinical indication meeting Medicare criteria

Does Private Health Insurance Cover Imaging?

Some services may be partially covered by private health insurance, particularly for inpatient or specialist-referred scans.

We recommend checking with your health fund to confirm your level of cover.

Health fund
I-IF Abbreviation
Medibank
MBP
Phoenix Health Fund
PWA, PH-IF
Westfund
WDH, WES, WFD
Transport Health
TFS
Teachers Health Fund
NITE TN-I
The Doctor's Health Fund
AMA
TIJH
QTU, TUH
Reserve Bank Health Society Ltd
RBH, RBHS
RT health fund
RTE, RT
Queensland Country Health Fund Ltd
QCH, MIMI
Police Health
SPE, PH, POL, ESH
Peoplecare Health Insurance
LHM
Nurses & Midwives Health Pty Ltd
NMW
Onemedifund
OMF
nib
NIB
Navy Health Ltd
NHB
Health Partners
sps, HP
Health Insurance Fund of Australia
HIF
Health Care Insurance Ltd
HCl
HCF
H CF
Defence Health
AHB, DEE DE-IF
HBF Health Limited
HBF
AIA Health Insurance
MYO
Australian Unity Health Limited
AUE ANA, Al-I, Al-JH
CUA Health Ltd
CUA, cps, CHIF
BUPA (includes ANZ Health Insurance, AXA, HBA, HBA Mutual, MBF, MBF Alliance, NRMA Health)
BUPA
CBHS Health Fund Ltd
CBH, CBHS
ACA Health Benefits
ACA
CBHS Corporate Health Pty Ltd
CBC
Lumus Imaging to provide FAQ's

Still have questions?

We are here to help. Get in touch with us to answer any of your questions.